About this tool
Find the monthly payment for a car after your down payment and trade-in.
Amount financed = price + fees − down payment − trade-in. The monthly payment uses the annuity formula with the monthly rate = annual rate / 12.
Formula: PMT = A·r·(1+r)^n / ((1+r)^n − 1)
Example: Car price = 30,000, Fees added to the loan = 500, Down payment = 5,000, Trade-in value = 3,000, Annual interest rate = 7, Term (months) = 60 → Amount financed = 22,500, Monthly payment = 445.53.
Taxes and dealer add-ons depend on your country; enter them as fees if they are financed.
Quick steps
- Enter your values — every field shows its unit.
- Press Calculate (or Try an example to see how it works).
- Read the results and copy them if you need them elsewhere.
The calculation runs in your browser. Nothing you type is sent to 1CLIK.
FAQ
How does the Car Loan Calculator work?
Amount financed = price + fees − down payment − trade-in. The monthly payment uses the annuity formula with the monthly rate = annual rate / 12.
What should I keep in mind?
Taxes and dealer add-ons depend on your country; enter them as fees if they are financed.
Is my data sent anywhere?
No. The numbers stay on your device; the page only shows the result.