About this tool
Calculate the value of a fixed-term deposit when it matures.
Maturity value = deposit × (1 + r/n)^(n × term in years). The APY shows the rate as if compounded once a year.
Formula: A = P(1 + r/n)^(n·t)
Example: Deposit = 10,000, Annual interest rate = 4.5, Term (months) = 18, Compounding frequency = Monthly → Value at maturity = 10,696.95, Interest earned = 696.95.
Early withdrawal penalties and taxes are not included.
Quick steps
- Enter your values — every field shows its unit.
- Press Calculate (or Try an example to see how it works).
- Read the results and copy them if you need them elsewhere.
The calculation runs in your browser. Nothing you type is sent to 1CLIK.
FAQ
How does the Certificate of Deposit (CD) Calculator work?
Maturity value = deposit × (1 + r/n)^(n × term in years). The APY shows the rate as if compounded once a year.
What should I keep in mind?
Early withdrawal penalties and taxes are not included.
Is my data sent anywhere?
No. The numbers stay on your device; the page only shows the result.