About this tool
Project the value of a starting amount plus regular monthly contributions.
Growth is compounded monthly at the expected annual return divided by 12. Contributions are added at the end of each month: FV = P(1+i)^m + C·((1+i)^m − 1)/i.
Formula: FV = P(1+i)^m + C·((1+i)^m − 1)/i, i = r/12, m = 12·years
Example: Starting amount = 1,000, Monthly contribution = 200, Expected annual return = 7, Years = 20 → Future value = 108,224.07, Total contributed = 49,000.
A constant return is an assumption; real markets go up and down, and past returns do not predict future ones. Fees and taxes are not deducted.
Quick steps
- Enter your values — every field shows its unit.
- Press Calculate (or Try an example to see how it works).
- Read the results and copy them if you need them elsewhere.
The calculation runs in your browser. Nothing you type is sent to 1CLIK.
FAQ
How does the Investment & SIP Calculator work?
Growth is compounded monthly at the expected annual return divided by 12. Contributions are added at the end of each month: FV = P(1+i)^m + C·((1+i)^m − 1)/i.
What should I keep in mind?
A constant return is an assumption; real markets go up and down, and past returns do not predict future ones. Fees and taxes are not deducted.
Is my data sent anywhere?
No. The numbers stay on your device; the page only shows the result.