About this tool
Move a single amount through time: its future value, its present value, or the value of a perpetuity.
FV = PV × (1 + r)^n, PV = FV ÷ (1 + r)^n, and a perpetuity paying C per year is worth C ÷ r today.
Formula: FV = PV(1+r)^n · PV = FV/(1+r)^n · PV = C/r
Example: What do you want to calculate? = Future value, Amount (today, future, or yearly payment) = 1,000, Rate per year = 8, Years = 5 → Value = 1,469.33.
Compounding is once per year at a constant rate.
Quick steps
- Enter your values — every field shows its unit.
- Press Calculate (or Try an example to see how it works).
- Read the results and copy them if you need them elsewhere.
The calculation runs in your browser. Nothing you type is sent to 1CLIK.
FAQ
How does the Future & Present Value Calculator work?
FV = PV × (1 + r)^n, PV = FV ÷ (1 + r)^n, and a perpetuity paying C per year is worth C ÷ r today.
What should I keep in mind?
Compounding is once per year at a constant rate.
Is my data sent anywhere?
No. The numbers stay on your device; the page only shows the result.